State entities establish deadlines for filing claims to receive benefits. If an employee fails to provide all the necessary pre-claim submission steps and information that Cocoon requires to file, the employee risks having the claim and benefits denied.
State Deadlines
California
California
State Disability: 49 days from the start date
State Bonding: 41 days from the start date
Connecticut
Connecticut
State Disability: 30 days from start date
State Bonding: 30 days from start date
CT Website
Hawaii
Hawaii
State Disability: 90 days from the date you were disabled
HI Website
Massachusetts
Massachusetts
State Disability: 90 days from start date
State Bonding: 90 days from start date
MA Website
New Jersey
New Jersey
State Disability: 30 days from start date
State Bonding: 30 days from start date
If bonding is taken in multiple legs, should file on the last day of the leg for each leg.
NJ Website
Washington
Washington
State Disability: 30 days from start date
State Bonding: 30 days from start date
WA Website
Washinton D.C.
Washinton D.C.
State Disability: 30 days from start date
State Bonding: 30 days from start date
DC Website
Private Insurance Deadlines
Private Insurance Deadlines
Check your Employer's STD plan to make sure you properly file your claim, but generally private insurance companies do not have such strict deadlines. It's still good practice to submit your claim within 30 days of the start of your disability leave. We also recommend reaching out to the carrier for the most current information.
State and Private Insurance Carrier Contacts
State and Private Insurance Carrier Contacts
Within this helpful article, you'll discover the most reliable contact information we've compiled for your state and/or private insurance carriers.
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